Payday Loans in Southfield MI

Southfield is a city in Oakland County in the U.S. state of Michigan. As a northern suburb of Detroit, Southfield shares part of its southern border with Detroit. The city has an area of 26.28 square miles, of which 26.27 square miles is land and 0.01 square miles (0.04%) is water. The current population of Southfield, Michigan is 72,115. The average household income in Southfield is $71,748 with a poverty rate of 11.28%.

In the modern world, almost everyone has realized the advantage of short-term payday loans. Using our referral service, you can easily borrow a small amount of money on beneficial terms.

Each company sets its own requirements and conditions for obtaining a loan. But, as a rule, loans are issued under facilitated conditions, which means that the basic terms are universal.

Borrower requirements in Southfield, Michigan

Typically, companies from our network set relaxed eligibility criteria for potential customers. The basic borrower requirements are:

  1. Be a US citizen or permanent resident;
  2. Be at least 18;
  3. Have a stable income.

Participating lenders do not ask for collateral, do not perform hard credit checks. The main thing is to provide some kind of identity verification and of course prove your solvency.

How to take out a payday loan in Southfield, MI

The procedure for taking out a payday loan using our referral platform is as follows:

  1. Go to and fill out an online application. Enter the requested personal data. Typically, companies will require your name, age, employment status, income size, pay frequency, phone number, home address, email address bank account number, and other personal information. You should enter data on additional sources of income;
  2. Then you should submit an application and wait for a response. As a rule, companies do not keep you waiting and send a response almost instantly;
  3. If the user received a positive answer, then the money will be credited to his/her bank account in a short time.

Advantages of online payday loans

Main advantages of short-term payday loans:

  • Speedy approval and funding. The application process usually takes a few minutes;
  • A rich selection of large and credible lenders that are ready to issue loans on beneficial terms;
  • A small list of requirements and conditions for potential customers. Companies are interested in increasing their client base, so they do not impose strict conditions. The main thing is that the client is solvent;
  • Payday loans can be used for whatever purposes: You can use the money to cover utility bills, medical bills, pay for weddings, vacation, education, or purchase appliances, furniture, equipment, and also as working capital, etc.